College Factual  by our College Data Analytics Team
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Can You Afford University of Kentucky?

Concerned about paying for college? Take a look at UK’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $14,105 & $50,356

Worried about paying the full cost of $50,356 to attend University of Kentucky? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in Kentucky, the university offers a discount of 60.1% off tuition and fees. Also, 91.6% of freshmen receive some form of financial aid, with the average amount totaling $11,507. Students from low-income families receive an average of $17,441 in aid during their first year.

Cost for Residents of Kentucky (no aid)

Tuition and fees$12,484
+ Room and board$13,588
+ Other expenses$5,474
Total cost$31,546
Affordability Score (37 out of 100)
more expensive
less expensive

Net Price for Residents of Kentucky (with average aid)

Total cost$31,546
- Grants and scholarships$11,507
Net price$20,039
Affordability Score (44 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of Kentucky

Total cost$31,546
- Grants and scholarships$17,441
Net price$14,105
Affordability Score (60 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$31,294
+ Room and board$13,588
+ Other expenses$5,474
Total cost$50,356
Affordability Score (17 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$50,356
- Grants and scholarships$11,507
Net price$38,849
Affordability Score (7 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$50,356
- Grants and scholarships$17,441
Net price$32,915
Affordability Score (8 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at UK.

Projected Costs Between $66,077 and $349,718 For a Four Year Degree. Between $31,560 and $163,568 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend University of Kentucky in 2020 - 2021 was $31,546. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 4.6% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $34,515 during their first year. By their senior year, that cost will be approximately $39,501, for a bachelor degree candidate ($36,103 for an associate degree candidate) for a total of $147,882 over the course of four years ($70,618 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $253,242 based on a yearly growth rate of 6.7%. The expected two-year cost is $118,445.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at University of Kentucky

Cost With Interest for Residents of Kentucky

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*3.2%4.6%
Freshman year$15,427$21,334$34,515
Senior year$16,133$22,012$36,103
Total 2-year net price$31,560$43,346$70,618
10-year loan interest @ 6.8%$12,023$16,513$26,903
Total monthly payment$363$499$813
Total amount paid$43,583$59,859$97,520
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*3.2%4.6%
Freshman year$15,427$21,334$34,515
Senior year$17,645$23,434$39,501
Total 4-year net price$66,077$89,492$147,882
10-year loan interest @ 6.8%$25,173$34,093$56,337
Total monthly payment$760$1,030$1,702
Total amount paid$91,249$123,586$204,219

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*4.1%6.7%
Freshman year$35,246$42,116$57,308
Senior year$36,472$43,851$61,136
Total 2-year net price$71,718$85,967$118,445
10-year loan interest @ 6.8%$27,322$32,750$45,123
Total monthly payment$825$989$1,363
Total amount paid$99,040$118,718$163,568
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*4.1%6.7%
Freshman year$35,246$42,116$57,308
Senior year$39,055$47,539$69,577
Total 4-year net price$148,515$179,164$253,242
10-year loan interest @ 6.8%$56,579$68,255$96,476
Total monthly payment$1,709$2,062$2,914
Total amount paid$205,093$247,419$349,718

Visit net price and financial aid to learn more about the total cost of attending University of Kentucky.

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