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What UMass Amherst Fin Aid Are You Eligible For?

Most students won’t pay the advertised price of a school. Instead, they will be provided with a financial aid plan that includes a mix of scholarships, grants, loans, and work-study. But some kinds of aid are more desirable than others, and some students will get more than others.

Uncover the various financial aid options provided by UMass Amherst and determine which ones you may be eligible for by continuing your exploration.

Covered on this Page:

How Much Financial Aid Can First-Time Students Expect at UMass Amherst?

University of Massachusetts Amherst average financial aid offer for freshmen students is $9,215.00. About 90% of first year students receive financial aid, most of which is in the form of grants and scholarships.

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Is it a Reduction?

Financial aid contains loans, grants, and scholarships. But college loans need to be repaid, thus they are not a real college discount.

What About College Loans?

A loan is not a legitimate college discount, but rather an outcome to consider. See how much student loan debt from University of Massachusetts Amherst you may end up taking on.

How Much Aid Is Available That I Don’t Have to Repay?

Colleges and universities offer institutional scholarships and grants as financial assistance to help students cover tuition fees and other educational costs. These awards, which do not require repayment, can be merit-based or need-based. Merit-based institutional scholarships recognize students who have exceptional academic records, special talents, or skills in particular areas. Eligibility for these scholarships often depends on factors such as a student’s high school performance, standardized test scores, or involvement in extracurricular activities. In contrast, need-based institutional grants are designed for students who show financial need. The amount awarded usually depends on the student’s family’s financial condition and aims.

The following numbers apply to scholarships and grants largely offered by the school itself.

80% of incoming freshmen (4609 total) were given scholarships at University of Massachusetts Amherst, averaging $8,357.00 per student. This puts it the top 25th percentile among colleges and universities nationwide.

In addition to scholarships, 36% of freshman students (2057 total) obtained federal grant aid, averaging $4,257.00 a piece.

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Financial Aid per Family Income

The next table shows grant and scholarship distributions by income for first-year students getting any form of federally-funded Title IV aid, including Federal PLUS loans.

Income LevelPercent of FreshmanAverage Assistance
Income 0-30k7.96%$19,716.00
Income 30k-48k5.36%$18,546.00
Income 48k-75k6.77%$15,082.00
Income 75k-110k6.72%$8,685.00
Income 110k +14.67%$2,438.00

Title IV Aid

The table above displays undergrads who are getting Title IV aid, federal aid from the government including loans, grants or work-study. Learn more here.

The Typical Undergraduate Who Gets a Grant or Scholarship Gets $9,215.00.

Of the 5731 undergraduate students at University of Massachusetts Amherst around 90% (4615 total) receive some form of grant aid. The typical amount awarded was $9,215.00.

Want to Know More About Tuition and Fee Prices?

Check out the Tuition and Fees page or the Cost Per Credit Hour page to find out more.

Info on University of Massachusetts Amherst Financial Aid.

Notes and References

References

More about our data sources and methodologies.

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