College Factual  by our College Data Analytics Team
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Can You Afford University of San Diego?

Concerned about paying for college? Take a look at USD’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

2020 - 2021 Costs Between $27,478 and $72,033

Feeling a little stressed about paying $72,033 to attend University of San Diego each year? This number can be deceiving, and for many, the net price you pay will be less.

While there is no tuition reduction for California students, 79.6% of freshmen receive some form of financial aid, with the average amount totaling $31,109. Students from low-income families receive an average of $44,555 in aid during their first year.

Cost (no aid)

Tuition and fees$52,864
+ Room and board$15,156
+ Other expenses$4,013
Total cost$72,033
Affordability Score (3 out of 100)
more expensive
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Net Price (with average aid)

Total cost$72,033
- Grants and scholarships$31,109
Net price$40,924
Affordability Score (5 out of 100)
more expensive
less expensive

Average Net Price for Low Income Undergraduates

Total cost$72,033
- Grants and scholarships$44,555
Net price$27,478
Affordability Score (18 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at USD.

Projected Costs Between $125,819 and $441,359 For a Four Year Degree. Between $60,498 and $214,180 For a Two Year Degree.

Looking at the total projected cost of a college education over the course of two / four (or more) years can feel a little overwhelming. However, doing so will help better prepare you for the financial commitment you are making.

The overall cost for on-campus students to attend USD in 2020 - 2021 was $72,033. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 3.0% each year. If this trend continues, we expect the full cost for incoming freshmen to be $76,405 during their first year. By their senior year, that cost will be approximately $83,465 for a bachelor degree candidate ($78,689 for an associate degree candidate) for a total of $319,602 over the course of four years ($155,094 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at University of San Diego

Cost With Interest

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*2.6%3.0%
Freshman year$29,669$43,071$76,405
Senior year$30,829$44,187$78,689
Total 2-year net price$60,498$87,258$155,094
10-year loan interest @ 6.8%$23,047$33,242$59,085
Total monthly payment$696$1,004$1,785
Total amount paid$83,545$120,500$214,180
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*2.6%3.0%
Freshman year$29,669$43,071$76,405
Senior year$33,287$46,505$83,465
Total 4-year net price$125,819$179,095$319,602
10-year loan interest @ 6.8%$47,932$68,229$121,757
Total monthly payment$1,448$2,061$3,678
Total amount paid$173,751$247,323$441,359

Visit net price and financial aid to learn more about the total cost of attending University of San Diego.

Further Questions to Consider

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